About Us

Tracir Financial Services, Inc. began operations in 1988 as a captive finance company for the Ricart Automotive Group located in Columbus, Ohio. In 2005, we expanded our operation to include franchise and independent dealerships in Ohio. As the auto financing market continued to grow, Tracir Financial realized a need for quality lenders to service the market. In 2007, Tracir Financial expanded outside of the Ohio region. Today, we do business in Alabama, Indiana, Ohio, Kentucky, Michigan, Mississippi, and Tennessee, serving over 350 dealer partners.

For 30 plus years, we have assisted in meeting the needs of people who may not have access to conventional sources of credit by offering automobile dealers a wide range of financing options for their customers. We deploy over 150 years of experience in the subprime automotive finance industry to fulfill dealers' and consumers' needs. Our continued success is simple; we are people driven and employ a commonsense approach to lending., delivering

AN experienced company

An Experienced Company

We assist in meeting the needs of people who may not have access to conventional sources by offering automobile dealers a wide range of financing options for their customers. We deploy over 100 years of experience in the subprime automotive finance industry to fulfill dealers' and consumers' needs in seven states. We use a commonsense approach to lending, delivering reliable credit decisions that benefit everyone involved. We pride ourselves in offering the consumer an opportunity to re-establish their credit and realize more significant credit opportunities in the future.

We're Tracir Financial Services

We pride ourselves in providing a well-balanced environment that offers our consumers the opportunity to re-establish their credit and realize more significant credit opportunities in the future.

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